offset

shing a credit line requires human intervention. You will not be able to trick your human friend into adding your multiple identities of yourself as new credit lines to his Offset client. In other words, what protects you from Sybil attacks here is real world relationships with people. If you ever decide to open your own "hub" or "bank" with Offset, giving credit lines to many strangers, you might want to have extra security, like maybe asking for their id card, or asking for some kind of collateral. But if the people you arrange credit line with aren't strangers, I don't think you have a real issue here. > It only takes one bad actor to corrupt the chain of mutual credit A bad actor can only compromise his direct "Offset friends", not a whole chain. When you set up your Offset node and add credit lines to your direct "Offset friends", you have to set up credit limits. Those credit limits limit how much money you can lose if any of your friends defaults. You can never lose more money than what you set up as your credit limits. If a friend of your friend defaults, your friend loses the money, not you. > If a store doesn’t have a direct relationship with me it has to initiate a payment between an arbitrary number of intermediaries in order to fulfill the credit Offset does this automatically for you. You don't really need to worry about this during the payment. I might have missed something with my answers. Please tell me if you think something is missing!