fi-calc

It's funny you mention FI Calc. We're actually collaborating together to implement my strategy into his calculator. Here's the PR: https://github.com/jamesplease/fi-calc/pull/197 I totally understand where you're coming from with optimizing for taxes, tax cliffs, etc. Tax law is just so immensely nuanced and fluid. I mean, every state has their own set of crazy rules and these rules change all the time. Even the popular backdoor Roth isn't a sure thing: https://www.marketwatch.com/story/heres-why-you-may-want-to-... My calculator takes the Occam's Razor approach to taxes and uses a generic "tax burden" parameter in the assumptions. Someone as savvy as you are would surely be able to keep that parameter lower than others. For most people trying to minimize their tax burden, I think they'd be better served by a financial professional than a

source: https://github.com/jamesplease/fi-calc